Voluntary Benefits
Cook County is pleased to offer multiple voluntary benefits options offered through Mercer, administered by Benefit Harbor. These plans are a useful tool to protect your financial security. Employees are encouraged to select benefit options that fit your family’s needs when the unexpected happens. Plus, a convenient payroll deduction makes payments easy.

Effective December 1, 2024 Voya Financial replaced Aflac as the vendor for:
Accident Insurance
- Provides a benefit if you have a covered accident that results in specific events like a broken bone, concussion or laceration that requires sutures.
- Accident Insurance Overview
Critical Illness Insurance
- Get insurance that can help with out-of-pocket expenses when you experience a covered illness or condition.
- Critical Illness Overview
Hospital Indemnity Insurance
- Pays a daily benefit if you have a covered stay in a hospital. You can use this benefit for any out-of-pocket expenses.
- Hospital Indemnity Overview

Short Term Disability Insurance (Allstate)
- An injury or sickness may slow you down, but it won’t slow down your monthly bills. Short Term Disability Insurance provides a monthly benefit if you are disabled from an off-the-job injury and cannot work.
- Short Term Disability Insurance Overview
Universal Life Insurance (Allstate)
- A death not only leaves behind loved ones, but also potentially overwhelming financial obligations. Universal Life Insurance provides your beneficiary a lump-sum cash benefit in the event of your death.
- Universal Life Insurance Overview

Legal Service Plan (LegalShield)
- LegalShield provides you with direct access to a dedicated law firm who will answer your personal legal questions and help resolve life’s legal matters.
- LegalShield Benefit Overview

Identity Theft Protection & Device Security
- Help safeguard you and your family’s identity, privacy, and security with all-in-one protection.
- LifeLock Benefit Overview

Total Pet Plan
- From discounts on veterinary care and pet products to 24/7 pet telehealth and lost pet recovery service, Total Pet Plan helps you save on everything your pet needs.
- Total Pet Overview | Frequently Asked Questions
Wishbone Pet Insurance
- With 70% reimbursement on accidents and illnesses, a low $250 annual deductible, and optional wellness plans for routine care, you can have maximum coverage with Wishbone Pet Insurance.
- Wishbone Pet Insurance Overview | Frequently Asked Questions
These plans are effective December 1, 2024.
Contact Information
CookCountyVoluntaryBenefits.com
1-800-698-2849
Notices