Main Office
118 N. Clark Street
Room 1072
Chicago, IL 60602
Sunday: Closed
Monday: 8:00 am-5:00 pm
Tuesday: 8:00 am-5:00 pm
Wednesday: 8:00 am-5:00 pm
Thursday: 8:00 am-5:00 pm
Friday: 8:00 am-5:00 pm
Saturday: Closed
Location and Contact Information Hide

Employee Benefits

The Employee Benefits Division of the Department of Risk Management connects you to a wide range of information about your County-sponsored employee benefits.

As a Cook County Employee, you have access to a variety of benefits, including:

  • Medical and Prescription Drug Coverage
  • Dental Plans
  • Vision Plan
  • Flexible Spending Accounts – Health Care and Dependent Care
  • Life Insurance – Group Term and Supplemental Life
  • Commuter Benefits
  • Pre-paid Legal Services

Please review all information carefully.  

Eligibility for Benefits

Benefits eligibility begins the first day of the month following your employment date.

  • Eligible employees include:
    • Full-time employees
    • Part-time employees
    • Employees on leave of absence status
    • COBRA participants

Eligibility status impacts required contributions.

Dependent benefits are extended to spouse, domestic partners and civil union partners. If both you and your spouse or partner are Cook County employees, all family members must be covered under one employee.

Children up to age 26 are eligible for medical coverage as dependents. Military veterans may be covered up to the age of 30 with a DD214 form, honorable discharge certificate and verification of Illinois residency.

  • Documentation of eligibility required:
    • Spouse/partner – marriage certificate, civil union or domestic partner certificate
    • Child – birth certificate, adoption certificate or legal guardianship form

Pursuant to collective bargaining agreements, union employees must select a Health HMO plan and Dental HMO plan during their first year of employment. Plan changes may only be made during the next annual open enrollment period.

You can waive – or “opt out” of your medical benefits if you provide proof of benefits from another source.

Qualifying Life Events

A qualifying life event is required to request changes in your benefits outside of the open enrollment period. You can add or cancel dependents, or enroll in a Flexible Spending Account, within 31 days of any of the following events:

  • Marriage, the establishment of a domestic partnership or a civil union.
  • Birth, adoption or obtaining legal guardianship of a child.
  • Loss of other coverage eligibility for you or your dependent(s) for reasons such as legal separation, divorce, death or termination of employment.

A Benefits Enrollment/Change form (available through your Timekeeper or at forms section) with the desired plan elections must be submitted within 31 days of the event. Appropriate documentation is required within 45 days if not submitted with the Enrollment/Change form.

Note: Newly hired employees are required to submit supporting documentation, at the same time as the Benefits Enrollment/Change form, or the enrollment will not be processed.


Benefits Enrollment/Change Form

Benefits Waiver Form


2018 Benefits Overview

2018 Monthly Insurance Rates

Employee Health Insurance Statements Frequently Asked Questions

Marketplace Information

Notice of Privacy Practices

Form 1095 Fact Sheet